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Account opening and verification checks 2. You must be of legal age 18 years of age or older if required in the jurisdiction where you live to open and make use of an account with us.

You must also be of mental capacity to take responsibility for your own actions and to enter into an enforceable contract with us. If we have reasonable grounds to believe that any account is being operated by anyone under the age of 18, the account will immediately be closed and all funds deposited will be returned to the minor less any winnings already paid out.

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We may request that you provide any of these documents certified to attest their credibility. We may also use additional verification tools available to us in order to verify the authenticity of any documents you provide.

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Dumarca reserves the right to restrict any account until the relevant verification checks have been carried out to our reasonable satisfaction and to the standard required of us under applicable laws and regulations.

Dumarca further reserves the right to close your account and return any remaining balance if verification checks have not been carried out to our reasonable satisfaction within 30 calendar days from our first request for documents.

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If we have grounds to believe that one or more account s have been opened with the intention to mislead or defraud Dumarca, we may cancel any pending transaction s related to such conduct and close any or all of the account s.

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Please note that any exchange rate costs will be borne by you. We will not be held liable for unauthorised access to your account if you do not safeguard this information.

We are entitled to assume that all play on your account is from you. Should you notice any mistakes, you should immediately notify Dumarca so that it can be reviewed and rectified as necessary.

Dumarca will have no obligation to return fees deducted in this way as they are no longer considered to be customer funds once they have been deducted.

Fees on inactive accounts can bring your account balance to zero. The company shall also reserve the right to use the dormancy fees to fund responsible gaming endeavours.

Administrative fees shall only be refundable upon proof of a health impediment during such inactive period. In the event that we identify, or have reasonable grounds to believe, that a payment method does not belong to you, we reserve the right to close your account and void any winnings arising from the relevant deposit s.

In the case of deposits via credit and debit cards, you may be requested, in our reasonable discretion, to submit a copy of the front and back of the relevant credit card showing only the first six and last four digits on the front, and hiding the CVV2 number from the back.

In the event of insolvency, your funds are therefore protected. In circumstances where we reasonably believe that you are depositing money without any intention to enter into a gambling transaction, we may investigate your account in accordance with these Terms and Conditions.

All gambling transactions are entered into at your own discretion. Accordingly, you should not in any way treat Dumarca as a financial institution.

It is your responsibility to maintain sufficient funds in your account, and to stake your funds accordingly. Gambling transactions will not be confirmed if there are insufficient funds in your account.

We reserve the right to void any stake which may be inadvertently placed or accepted if your account does not have sufficient funds to cover the whole of the stake.

If we request information on your source of funds, you must provide the information within 28 days. If you do not provide the requested information within the period given, we may restrict your account until the information has been provided and verified by us.

Dumarca may, acting reasonably, restrict or close any account where the response to such requests is not satisfactory. We may also pass on such information to any relevant authority if required to do so by applicable laws.

If, prior to us becoming aware of the error, you have withdrawn funds that do not belong to you, without prejudice to any other remedy and action that may be available to us by law, the mistakenly paid amount will constitute a debt owed by you to Dumarca.

In the event of an incorrect crediting, you should notify Dumarca immediately by email. Depending on the promotion, these bonus funds may be convertible to real money after fulfilling a specific set of criteria for the promotion.

Please refer to specific Promotional Terms. Unfortunately MasterCard does not currently facilitate this functionality. Further external banking processing fees may apply from time to time which may be outside of our control.

For further information please see here. Complaints and Dispute Resolution 5. Dumarca will review any queried or disputed transaction promptly.

If you do not agree with the decision made by our Customer Services team, you can escalate this complaint to the Customer Support Manager at complaints verajohn.

The ODR platform will aid in the resolution of your complaint by facilitating communications between parties. Please note that in the event you may have any claim or dispute where you are not residing in the United Kingdom you may direct any unresolved complaints directly to the MGA Malta Gaming Authority: You can do this online, by visiting the Limits sections of your account, or by contacting Customer Services.

In asking us to exclude you, you acknowledge and agree that we will suspend your account and prevent you from gambling on the Website for the period requested.

Applying a self-exclusion will not affect any pending withdrawal, unless verification documents are requested in line with our Know Your Customer process.

The self-exclusion will be applied to all websites operated by Dumarca. You are able to extend the self-exclusion to our Group.

There may be a short delay in applying the self-exclusion to websites operated by other members of our Group. Please note that the self-exclusion will not apply to websites not listed within our group, as those companies are not members of our group.

If, after a reasonable period, we are not able to return your withdrawable funds because, for example, we are not able to contact you , we may donate the relevant amount to a charity of our choice.

Bonuses may expire during the suspension of your account; we cannot reinstate any expired bonuses once the account is re-activated.

Any request to remove the self exclusion after the specified period has expired will be subject to a "cooling off" period, after which your account will be re-activated.

If you wish to extend the Self-exclusion, you can do so by contacting Customer Support. We will take all reasonable steps to ensure that self-excluded accounts do not receive any marketing material from us.

However, there may be a short delay between your self exclusion and marketing materials being stopped. Self-excluding from our Website will not affect your marketing preferences with third parties, including with advertising websites or other third party affiliates over which we have no control.

We strongly recommend that you contact any such parties and opt out from receiving any marketing material from them. We also recommend you consider self-excluding from any other online gaming operators with which you have an account if you have not self-excluded via GAMSTOP.

You should not attempt to open an account on any website operated by Dumarca or any other member of its group whilst you have opted for self-exclusion.

Any accounts found to be in use of a self exclusion agreement will be closed as soon as such use is discovered.

On confirming the Time-Out, your account will be immediately suspended and it will not be possible to log in until the selected duration has expired.

Limits set on your account are not extended to any other account you may hold with Dumarca. You will have the option to apply limits to all websites operated by members of our group, to extend your limits please contact us.

Closure via customer support will be implemented within 24 hours and you will receive a confirmation via e-mail. You remain responsible for any activity on your account between the time of your request and the closure of the account.

If, after investigating, we reasonably believe that you were engaging in one of the above activities, we will close your account. We may also close your account in the following circumstances: We may provide your personal information to a third party investigating your activity or account as set out in our Privacy Policy.

Specific Rules for casino games 8. It is your responsibility to make sure that all details of the gambling transaction are correct.

The RNGs has been tested and verified for randomness by approved independent third parties. Limitation of Liability 9. The Website and the games are provided without any guarantees, conditions or warranties as to their accuracy, whether express or implied.

Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen.

We will not be in breach of these Terms and Conditions, nor be liable for delay in performing, or failure to perform, any of our obligations under these Terms and Conditions, if such delay or failure results from: If you use the Website for any commercial or business purpose, we will have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

Dumarca will not be liable for any loss that User may incur as a result of such unavailability. Entsprechend wichtig ist das Wissen um die Diagnostik und Behandlung gerontopsychiatrischer Krankheitsbilder.

Im Auftrag des gegrundeten Internationalen Herder-Gesellschaft herausgegebenen Herder-Jahrbucher dienen der Diskussion der seit uber zwanzig Jahren mehr und mehr hervortretenden neuen Erkenntnisse zu Herders Sprach-, Natur- und Geschichtsphil Hansebooks ist Herausgeber von Literatur zu unterschiedlichen Themengebieten wie Forschung und Wisse Jahrhundert waren auf deutschem Boden zwei Diktaturen Was sind ihre Korrelate?

Literatur, die sich in gesellschaftlichen und politischen Prozessen kritisch zu Wort meldet, ist seit auch in Deutschland wieder deutlicher zu vernehmen.

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